App
PayPay
A very popular QR code payment app in Japan, often integrated with various local businesses and services.
like a local
Japan
Recommended by locals and travelers who've been to Japan
Trusted places, practical answers and real people — all in one honest guide.
Try
Money in Japan
Payments, banking, ATMs, cash and cards.
Payments, banking, ATMs, cash and cards. — in Japan.
Local pros
Find a local pro
Local pros for this need, recommended by travellers and locals.
Community
From the community
Posts and stories shared by travellers in Japan.Posts and stories shared by travellers and locals in Japan — real photos, tips and finds from our community.
See all posts & storiesStart with these
The parts of money in Japan people ask about most.
Updating…
The short answer — money in Japan
One best pick of each kind, before you browse everything.
Best app
Wise (formerly TransferWise)
A global technology company that facilitates international money transfers and offers insights on corporate taxation.
Get the app
Good to know
Cash still matters — keep ¥10,000 on you
Big chains take cards and IC cards, but small ramen shops, shrines and older izakaya are cash-only. 7-Eleven and Japan Post ATMs accept foreign cards 24/7.
Apps & services11
What to install before you land — one tap to get each one.
Money & payments
14 items
Banking
6 items
AffiliateNeeds review
Official site
Wise (formerly TransferWise)
A global technology company that facilitates international money transfers and offers insights on corporate taxation.
Needs fresh confirmation09/06/2026
AffiliateNeeds review
App
Western Union
Another major global player for international money transfers, offering services for sending and receiving funds.
Needs fresh confirmation09/06/2026
AffiliateNeeds review
App
Revolut
Revolut, primarily a financial super app, also offers eSIM plans, integrated within its banking services.
Needs fresh confirmation09/06/2026
Practical1
Facts worth knowing, no scrolling required.
Info
Cash still matters — keep ¥10,000 on you
Big chains take cards and IC cards, but small ramen shops, shrines and older izakaya are cash-only. 7-Eleven and Japan Post ATMs accept foreign cards 24/7.
💡 Tipping is not done. Leaving change on the table can cause confusion or a staff member chasing you down to return it.
Know something good in Japan?
Add a tip, recommend a place, or flag wrong info. Every contribution is reviewed before publishing.
You might also need
Jump to another categoryAsk about this destination
Answers use reviewed local sources only.