Money & payments

Money & payments in Czech Republic — what locals actually use

Apps, local services, useful places and traveler tips — the practical answer, in one place.Banking and money apps

14 picksUpdated May 4, 2026

Quick answer

Cards work in most places in Czech Republic, but check which local wallet and contactless method are actually accepted before you arrive. Always carry a small amount of cash as backup.

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14 picks

Tools locals use

Apps, websites and services we've vetted for money & payments in Czech Republic.

Tools locals use

14 picks

14 results

App

Česká spořitelna George

The mobile banking app for Česká spořitelna, one of the largest banks in the Czech Republic.

App

Revolut

Revolut, primarily a financial super app, also offers eSIM plans for prepaid data in Mozambique and other countries, integrated within its banking services.

App

Curve

An app that consolidates all your existing cards into one, simplifying spending and offering features like 'Go Back in Time'.

App

Raiffeisenbank Mobilní bankovnictví

Mobile banking application for Raiffeisenbank clients in the Czech Republic.

App

PayPal

A widely used online payment system for secure purchases and sending money.

App

Google Pay

A digital wallet platform and online payment system developed by Google to power in-app, online, and in-person contactless purchases on mobile devices.

App

ČSOB Smart

The mobile application for ČSOB, providing access to accounts, payments, and other banking services.

App

Air Bank mobilní bankovnictví

User-friendly mobile banking app by Air Bank, a popular modern Czech bank.

App

Western Union

Another major global player for international money transfers, offering services for sending and receiving funds.

Official site

Apple Pay

A mobile payment and digital wallet service by Apple, allowing users to make secure payments in stores, apps, and on the web with their Apple devices.

Official site

Wise (formerly TransferWise)

A global technology company that facilitates international money transfers and offers insights on corporate taxation for international expansion in Belgium.