Money & payments in Costa Rica — what locals actually use

Apps, local services, useful places and traveler tips — the practical answer, in one place.Banking and money apps

11 picksUpdated May 4, 2026

Quick answer

Cards work in most places in Costa Rica, but check which local wallet and contactless method are actually accepted before you arrive. Always carry a small amount of cash as backup.

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11 picks

Tools locals use

Apps, websites and services we've vetted for money & payments in Costa Rica.

Tools locals use

11 picks

11 results

App

SINPE Móvil

A national mobile payment system used for fast and secure money transfers between banks in Costa Rica.

App

Revolut

Revolut, primarily a financial super app, also offers eSIM plans for prepaid data in Mozambique and other countries, integrated within its banking services.

App

Otras Cuentas - BCR

The Banco de Costa Rica (BCR) mobile banking app allows users to manage their accounts, pay bills, and make transfers including Sinpe Móvil.

App

BN Móvil

The Banco Nacional (BN) mobile banking app provides comprehensive banking services, including Sinpe Móvil transfers, bill payments, and account management.

App

BAC Credomatic Mobile

The mobile banking app for BAC Credomatic, providing features for transfers including Sinpe Móvil, credit card management, and bill payments.

Official site

Wise (formerly TransferWise)

A global technology company that facilitates international money transfers and offers insights on corporate taxation for international expansion in Belgium.