Money & payments

Money & payments in Uruguay — what locals actually use

Banking and money apps

7 picksUpdated May 11, 2026

Quick answer

For money & payments in Uruguay, start with trusted local tools, websites and community tips — then check city-specific availability. Coverage, language support and payment methods often vary by place.

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7 picks

Tools locals use

Apps, websites and services we've vetted for money & payments in Uruguay.

Tools locals use

7 picks

7 results

App

MercadoPago

Dominant payment app, widely used for online and in-store purchases, bill payments, and money transfers.

App

Prex

Prepaid Mastercard with a popular app for managing finances, international purchases, and transfers. Known for good exchange rates.

App

Paganza

App for paying bills and services in Uruguay, including utilities, taxes, and more.

App

Uel Pay (formerly Uruguay XXI)

Mobile payment solution backed by local banks, allowing QR code payments at participating merchants.

App

MiDinero

Another popular prepaid card and app for everyday spending and transfers.

Official site

Brounet (Banco República)

Online banking platform for Banco República, the largest bank in Uruguay, offering a wide range of financial services.

Official site

ANDA (Asociación Nacional de Afiliados)

A social security and financial services institution in Uruguay, with online services for members.

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Tools locals use

MercadoPago

Prex

Paganza

Uel Pay (formerly Uruguay XXI)

MiDinero

Brounet (Banco República)

ANDA (Asociación Nacional de Afiliados)

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