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Money & payments

Money & payments in Thailand — what locals actually use

Apps, local services, useful places and traveler tips — the practical answer, in one place.Banking and money apps

18 picksUpdated May 4, 2026

Quick answer

Cards work in most places in Thailand, but check which local wallet and contactless method are actually accepted before you arrive. Always carry a small amount of cash as backup.

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18 picks

Tools locals use

Apps, websites and services we've vetted for money & payments in Thailand.

Tools locals use

18 picks

18 results

Wise (formerly TransferWise)

Wise (formerly TransferWise)

A global technology company that facilitates international money transfers and offers insights on corporate taxation for international expansion in Belgium.

SCB Easy

Mobile banking app from Siam Commercial Bank, another major Thai bank, providing comprehensive banking services and payment solutions.

PromptPay

PromptPay

A national e-payment infrastructure enabling instant P2P and merchant payments linked to national ID or phone numbers.

Revolut

Revolut

Revolut, primarily a financial super app, also offers eSIM plans for prepaid data in Mozambique and other countries, integrated within its banking services.

TrueMoney Wallet

A widely used e-wallet for everyday payments, bill payments, top-ups, and online purchases.

K-Plus

K-Plus

Mobile banking app from Kasikornbank, a leading digital bank in Thailand, known for its user-friendly interface and innovative features.

Most popular

PayPal

A widely used online payment system for secure purchases and sending money.

ShopeePay (Thailand)

ShopeePay (Thailand)

E-wallet integrated with the Shopee e-commerce platform, also accepted at various offline merchants. Popular for online shopping and cashback offers.

Dolfin Wallet (Central JD Fintech)

Dolfin Wallet (Central JD Fintech)

An e-wallet backed by Central Group, offering payments, loyalty points, and various financial services within the Central ecosystem.

Rabbit LINE Pay

Rabbit LINE Pay

A cashless payment platform integrated with the LINE messaging app and Rabbit card for public transport and retail.

Western Union

Western Union

Another major global player for international money transfers, offering services for sending and receiving funds.

Line Pay

A mobile payment service deeply integrated with the popular Line messaging app, widely used for daily transactions in Taiwan.

K-Plus (Kasikornbank)

K-Plus (Kasikornbank)

Mobile banking app from Kasikornbank, one of Thailand's largest banks. Very popular for bank transfers, bill payments, and QR code payments.

SCB Easy (Siam Commercial Bank)

SCB Easy (Siam Commercial Bank)

Mobile banking app from Siam Commercial Bank, another major Thai bank. Widely used for similar functions as K-Plus, including transfers and payments.

GrabPay (Thailand)

GrabPay (Thailand)

The integrated payment solution within the Grab app for ride-hailing, food delivery, and other Grab services.

XE Money Transfer

XE Money Transfer

International money transfers and currency conversion.

Remitly

An online remittance service specializing in secure and fast international money transfers, with options for bank deposit or cash pickup in Angola.

ShopeePay

ShopeePay

An e-wallet integrated into the Shopee e-commerce platform for online and offline payments, offering cashback and promotions.

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