Banking

Banking in Spain — what locals actually use

Local retail bank apps.

11 picksUpdated May 4, 2026

Quick answer

For banking in Spain, start with trusted local tools, websites and community tips — then check city-specific availability. Coverage, language support and payment methods often vary by place.

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11 picks

Tools locals use

Apps, websites and services we've vetted for banking in Spain.

Tools locals use

11 picks

11 results

Official site

Wise (formerly TransferWise)

A global technology company that facilitates international money transfers and offers insights on corporate taxation.

App

BBVA

A leading Spanish retail bank offering a wide range of financial products and services.

4.8(5.9M)

Santander UK

A major retail and commercial bank in the UK, owned by the Spanish Santander Group.

App

CaixaBank

A major Spanish financial services company with a strong presence in retail banking.

App

ING España

App

Sabadell

A Spanish financial services group with a focus on business and personal banking.

App

Western Union

Another major global player for international money transfers, offering services for sending and receiving funds.

App

PayPal

A widely used online payment system for secure purchases and sending money.

App

N26

A mobile-first bank offering easy and modern banking solutions.

App

Monzo

A popular UK-based challenger bank offering a digital-first current account with smart budgeting features.

App

Revolut

Revolut, primarily a financial super app, also offers eSIM plans, integrated within its banking services.

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Tools locals use

Wise (formerly TransferWise)

BBVA

Santander UK

CaixaBank

ING España

Sabadell

Western Union

PayPal

N26

Monzo

Revolut

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