Money & payments in Singapore — what locals actually use

Apps, local services, useful places and traveler tips — the practical answer, in one place.Banking and money apps

12 picksUpdated May 4, 2026

Quick answer

Cards work in most places in Singapore, but check which local wallet and contactless method are actually accepted before you arrive. Always carry a small amount of cash as backup.

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12 picks

Tools locals use

Apps, websites and services we've vetted for money & payments in Singapore.

Tools locals use

12 picks

12 results

Official site

Wise (formerly TransferWise)

A global technology company that facilitates international money transfers and offers insights on corporate taxation for international expansion in Belgium.

App

DBS PayLah!

Mobile wallet for payments, transfers, and hawker/merchant transactions

App

PayNow

Instant funds transfer service linked to mobile numbers or NRIC/FIN

App

GrabPay (Grab Philippines)

GrabPay is the in-app wallet for Grab Philippines, used for ride-hailing, food delivery, and other services offered by Grab, with transfer capabilities.

App

SimplyGo (TransitLink Mobile)

Mobile app for tracking public transport fares and topping up travel cards

App

Revolut

Revolut, primarily a financial super app, also offers eSIM plans for prepaid data in Mozambique and other countries, integrated within its banking services.

App

PayPal

A widely used online payment system for secure purchases and sending money.

App

Western Union

Another major global player for international money transfers, offering services for sending and receiving funds.

Official site

Apple Pay

A mobile payment and digital wallet service by Apple, allowing users to make secure payments in stores, apps, and on the web with their Apple devices.

App

Google Pay

A digital wallet platform and online payment system developed by Google to power in-app, online, and in-person contactless purchases on mobile devices.