Banking

Banking in Poland — what locals actually use

Local retail bank apps.

10 picksUpdated May 4, 2026

Quick answer

For banking in Poland, start with trusted local tools, websites and community tips — then check city-specific availability. Coverage, language support and payment methods often vary by place.

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10 picks

Tools locals use

Apps, websites and services we've vetted for banking in Poland.

Tools locals use

10 picks

10 results

Official site

Wise (formerly TransferWise)

A global technology company that facilitates international money transfers and offers insights on corporate taxation.

App

PKO Bank Polski

The largest bank in Poland by assets, offering extensive banking services with a strong branch network.

App

Santander Bank Polska

A major Polish bank part of the international Santander Group, providing diverse financial products.

App

Alior Bank

A modern Polish bank known for its innovative approach and digital banking solutions.

App

ING Bank Śląski

App

Western Union

Another major global player for international money transfers, offering services for sending and receiving funds.

App

PayPal

A widely used online payment system for secure purchases and sending money.

App

N26

A mobile-first bank offering easy and modern banking solutions.

App

Monzo

A popular UK-based challenger bank offering a digital-first current account with smart budgeting features.

App

Revolut

Revolut, primarily a financial super app, also offers eSIM plans, integrated within its banking services.

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Tools locals use

Wise (formerly TransferWise)

PKO Bank Polski

Santander Bank Polska

Alior Bank

ING Bank Śląski

Western Union

PayPal

N26

Monzo

Revolut

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