Money & payments in Mozambique — what locals actually use

Apps, local services, useful places and traveler tips — the practical answer, in one place.Banking and money apps

13 picksUpdated May 11, 2026

Quick answer

Cards work in most places in Mozambique, but check which local wallet and contactless method are actually accepted before you arrive. Always carry a small amount of cash as backup.

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13 picks

Tools locals use

Apps, websites and services we've vetted for money & payments in Mozambique.

Tools locals use

13 picks

13 results

App

M-Pesa (via various organizers)

While not a dedicated ticketing app, M-Pesa is heavily used for mobile money payments, often facilitating ticket purchases directly from event organizers or through their integrated booking systems.

App

Conta Movel (mCel)

mCel's mobile money service, offering similar functionalities to M-Pesa including money transfers and bill payments.

App

Millennium BIM App

The official mobile banking app for Millennium BIM, one of Mozambique's largest banks, for managing accounts, transfers, and payments.

App

BCI Mobile

The mobile banking application for BCI Bank, allowing users to perform banking operations from their smartphones.

App

Standard Bank Mozambique App

Standard Bank's mobile banking platform for convenient and secure banking services.

Official site

Ponto 24

A national interbank network allowing ATM withdrawals and POS payments across different banks.

App

My MOYO

MOYO is a new mobile money app, building on the success of M-PESA, offering a user-friendly interface for transactions.

Official site

Wise (formerly TransferWise)

A global technology company that facilitates international money transfers and offers insights on corporate taxation for international expansion in Belgium.

App

Revolut

Revolut, primarily a financial super app, also offers eSIM plans for prepaid data in Mozambique and other countries, integrated within its banking services.