Japan — Money & payments

Japan/Money & payments

Money & payments in Japan

Banking and money apps

12 picksUpdated May 4, 2026

Compare & download

  • 1
    Rakuten Pay logo

    Rakuten Pay

    4.3Free

    Rakuten ecosystem users

  • 2
    Line Pay logo

    Line Pay

    4.1Free

    Social-based mobile payments

    English Card pay
  • 3
    PayPay logo

    PayPay

    4.6Free

    Daily QR code payments

  • 4
    Wise (formerly TransferWise) logo

    Wise (formerly TransferWise)

    4.7$

    Low-fee currency exchange

    English
  • 5
    Revolut logo

    Revolut

    4.7$

    Spending abroad without fees

    English
  • 6
    PayPal logo

    PayPal

    4.8$$

    Online shopping in Japan

    English
  • 7
    Merpay logo

    Merpay

    4.2Free

    Resale market enthusiasts

  • 8
    Western Union logo

    Western Union

    4.5$$$

    Emergency cash pickups

    English
  • 9
    Suica App logo

    Suica App

    3.5Free

    Transit and vending machines

  • 10
    Suica/PASMO (via Apple Pay/Google Pay) logo

    Suica/PASMO (via Apple Pay/Google Pay)

    4.8Free

    iPhone/Android contactless transit

    English Card pay
  • 11
    XE Money Transfer logo

    XE Money Transfer

    4.4$

    Tracking Yen exchange rates

  • 12
    Remitly logo

    Remitly

    4.8$$

    Fast family transfers

    English

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