Money & payments

Money & payments in Indonesia — what locals actually use

Banking and money apps

13 picksUpdated May 4, 2026

Quick answer

For money & payments in Indonesia, start with trusted local tools, websites and community tips — then check city-specific availability. Coverage, language support and payment methods often vary by place.

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13 picks

Tools locals use

Apps, websites and services we've vetted for money & payments in Indonesia.

Tools locals use

13 picks

13 results

App

GoPay

Integrated e-wallet within the Gojek ecosystem, widely used for daily transactions.

Official site

Wise (formerly TransferWise)

A global technology company that facilitates international money transfers and offers insights on corporate taxation.

App

OVO

Prominent e-wallet widely accepted for various transactions, including Grab (ride-hailing, food delivery) and Matahari (retail).

App

Dana

Popular standalone e-wallet with a focus on ease of use and various payment features.

4.6(10M)

Revolut

Revolut, primarily a financial super app, also offers eSIM plans, integrated within its banking services.

App

LinkAja

A digital wallet widely used in Indonesia, including for toll road payments (e-Money cards) and some parking facilities.

App

PayPal

A widely used online payment system for secure purchases and sending money.

App

Western Union

Another major global player for international money transfers, offering services for sending and receiving funds.

App

ShopeePay

An e-wallet integrated into the Shopee e-commerce platform for online and offline payments, offering cashback and promotions.

App

Flip

Used for interbank transfers without fees and for international remittances at competitive rates.

App

m-BCA (BCA Mobile)

Mobile banking app from Bank Central Asia, one of Indonesia's largest banks. Widely used for transfers, payments, and banking services.

App

XE Money Transfer

International money transfers and currency conversion.

App

Remitly

An online remittance service specializing in secure and fast international money transfers, with options.

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Tools locals use

GoPay

Wise (formerly TransferWise)

OVO

Dana

Revolut

LinkAja

PayPal

Western Union

ShopeePay

Flip

m-BCA (BCA Mobile)

XE Money Transfer

Remitly

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