Money & payments

Money & payments in Hong Kong — what locals actually use

Banking and money apps

14 picksUpdated May 4, 2026

Quick answer

For money & payments in Hong Kong, start with trusted local tools, websites and community tips — then check city-specific availability. Coverage, language support and payment methods often vary by place.

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14 picks

Tools locals use

Apps, websites and services we've vetted for money & payments in Hong Kong.

Tools locals use

14 picks

14 results

Local Pick

App

Alipay

A comprehensive mobile payment and lifestyle platform offering various financial services.

App

PayMe from HSBC

A popular peer-to-peer payment app launched by HSBC, widely used for splitting bills and small transactions among friends and family in Hong Kong.

Official site

Wise (formerly TransferWise)

A global technology company that facilitates international money transfers and offers insights on corporate taxation.

App

FPS (Faster Payment System)

Hong Kong's ubiquitous instant payment system, allowing payments across banks and e-wallets using phone numbers or email.

App

Revolut

Revolut, primarily a financial super app, also offers eSIM plans, integrated within its banking services.

App

AlipayHK

A widely adopted mobile payment and digital wallet service in Hong Kong, offering various payment methods and lifestyle features.

3.3(69k)

AlipayHK (支付宝香港)

A popular mobile payment app offering QR code payments, bill payments, and P2P transfers.

App

PayPal

A widely used online payment system for secure purchases and sending money.

App

WeChat Pay HK

The Hong Kong version of Tencent's popular mobile payment service, integrated within the WeChat messaging app.

App

Western Union

Another major global player for international money transfers, offering services for sending and receiving funds.

App

Octopus App

The official mobile application for managing and topping up the ubiquitous Octopus card, which is used for public transport and retail payments.

App

XE Money Transfer

International money transfers and currency conversion.

App

Tap & Go

A mobile wallet service from HKT Payment Limited offering contactless payments, online shopping, and P2P transfers.

App

Remitly

An online remittance service specializing in secure and fast international money transfers, with options.

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Tools locals use

Alipay

PayMe from HSBC

Wise (formerly TransferWise)

FPS (Faster Payment System)

Revolut

AlipayHK

AlipayHK (支付宝香港)

PayPal

WeChat Pay HK

Western Union

Octopus App

XE Money Transfer

Tap & Go

Remitly

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