Banking

Banking in Germany — what locals actually use

Local retail bank apps.

10 picksUpdated May 4, 2026

Quick answer

For banking in Germany, start with trusted local tools, websites and community tips — then check city-specific availability. Coverage, language support and payment methods often vary by place.

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10 picks

Tools locals use

Apps, websites and services we've vetted for banking in Germany.

Tools locals use

10 picks

10 results

Official site

Wise (formerly TransferWise)

A global technology company that facilitates international money transfers and offers insights on corporate taxation.

App

Sparkasse

The Sparkasse banking app for managing accounts and finances.

App

DKB Banking-App

The official app for DKB customers to manage their checking and credit card accounts.

App

Postbank

Official app for Postbank customers to access their banking services.

App

Commerzbank

The banking app for customers of Commerzbank, one of Germany's largest private banks.

App

Western Union

Another major global player for international money transfers, offering services for sending and receiving funds.

App

Revolut

Revolut, primarily a financial super app, also offers eSIM plans, integrated within its banking services.

App

Monzo

A popular UK-based challenger bank offering a digital-first current account with smart budgeting features.

App

N26

A mobile-first bank offering easy and modern banking solutions.

App

PayPal

A widely used online payment system for secure purchases and sending money.

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Tools locals use

Wise (formerly TransferWise)

Sparkasse

DKB Banking-App

Postbank

Commerzbank

Western Union

Revolut

Monzo

N26

PayPal

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