Money & payments in Australia — what locals actually use

Apps, local services, useful places and traveler tips — the practical answer, in one place.Banking and money apps

11 picksUpdated May 4, 2026

Quick answer

Cards work in most places in Australia, but check which local wallet and contactless method are actually accepted before you arrive. Always carry a small amount of cash as backup.

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11 picks

Tools locals use

Apps, websites and services we've vetted for money & payments in Australia.

Tools locals use

11 picks

11 results

App

CommBank App (Commonwealth Bank)

Official mobile banking app for Commonwealth Bank of Australia, the largest Australian bank.

App

Beem It

Instant payment app backed by three of Australia's largest banks (CBA, NAB, Westpac).

Official site

Wise (formerly TransferWise)

A global technology company that facilitates international money transfers and offers insights on corporate taxation for international expansion in Belgium.

App

Revolut

Revolut, primarily a financial super app, also offers eSIM plans for prepaid data in Mozambique and other countries, integrated within its banking services.